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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > 15 vs. 30 Year Mortgages ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

15 vs. 30 Yr Mortgages

Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

This Financial Calculator requires a Browser with Java Support



Definitions

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for your mortgage. Interest rates are generally lower for shorter term mortgages.

Marginal tax rate
This is your combined state and federal tax rate. This is used to calculate your potential income tax savings by deducting your mortgage interest.

Monthly payment
Monthly principal and interest payment (PI). Both 30 year and 15 year mortgages are shown.

Total payments
Total of all monthly payments over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.

Total interest
Total of all interest paid over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Omaha, Papillion and Bellevue, Nebraska
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Nebraska Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Omaha, Papillion and Bellevue 



Real Estate Tips
Time to Move >Time To Move

As your life circumstance changes, your housing sometimes must accommodate that change. When your children leave for college or move out on their own, it may be time to re-evaluate your housing arrangements. It is useful to consult with a real estate agent who can help you decide whether it is time to move.

When it is time to sell your home or to purchase a new one, the first step is to contact a professional real estate agent to discuss your situation. What is your home worth? Would it be better to sell it now or to keep the house and rent it out? What cost effective cosmetic improvements should you make before marketing the property? If you are moving to a new city, how can you contact a real estate agent to introduce you to the community and help you find the perfect new home in a neighborhood that meets your needs? Real estate agents are professionals whose experience and expertise can make your transition as smooth as possible.

See All Tips In The "Time to Move" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What two streets near the Los Angeles Beverly Center were named for a famous husband and wife comedy team?

A 
George Burns Drive and Gracie Allen Way
See More Real Estate Trivia >


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The Lichter Team, REALTOR®, real estate agent and broker for Omaha, Papillion and Bellevue, Nebraska home listings, property and land for sale - NUMBER1EXPERT(tm)

The Lichter Team
NP Dodge

16909 Lakeside Hills Plaze, Suite 119
Omaha, NE 68130
Linda Ciochon-Lichter: 402-680-2875
Pat Lichter: 402-681-0300
Amanda Casson: 402-680-1968
Information: TheLichterTeam@NUMBER1EXPERT.com

As one of the top teams in Omaha and the surrounding area we are able to provide one of the most well rounded marketing plans that will help get your home SOLD. Whether it's your first move or your last don't make another with The Lichter Team. We bring good neighbors together.

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